Insights from the Industry Disruptors podcast

Why Authenticity and Mental Health Matter in Property Investment.

Episode 5

Tom Edgar joins Ajay and Jordanne for one of the most powerful conversations yet, from building his property business to confronting rock bottom and finding purpose again. Raw, real, and deeply human.

Property investing isn’t all yachts and spreadsheets. In Season 2, Episode 5 of Industry Disruptors, Ajay Nayyar and Jordanne Whiley MBE sit down with Tom Edgar of Property Owl for a raw, unfiltered conversation that cuts through the gloss and goes deep on what really matters in business and life.

The Human Side of Property

Tom Edgar isn’t your typical investor. He’s flipped flats, built a mixed portfolio, and now he’s creating a wellness-focused retreat in North Wales. But this episode isn’t about deals or data points. It’s about the journey behind the scenes – the mental health struggles, the battle to stay authentic, and the courage it takes to do things your own way.

For Tom, property has always been about passion and purpose. Yet, despite success on paper, he found himself battling internal doubt and outside noise that pushed him to follow a path that didn’t feel like his own.

Therapy, Resilience, and Rebuilding

The most powerful moment in this episode comes when Tom opens up about a low point over the holidays in 2022, when he came close to taking his own life. It’s a raw and courageous story, but also one of transformation. With the help of therapy, Tom rebuilt his mindset, reconnected with his purpose, and landed his biggest deal yet: a multi-million-pound hotel and retreat complex on the Isle of Anglesey.

It’s not just a win in property terms. It’s a testament to resilience, vision, and the power of living in alignment with who you are.

Why This Episode Matters

So much of the property world focuses on money, strategy, and surface-level success. But behind every investor is a human being with fears, dreams, doubts, and determination.

This episode reminds us:

  • Therapy isn’t weakness. It’s self-awareness.
  • You don’t have to follow someone else’s blueprint.
  • Authenticity attracts the right people and the right opportunities.

Whether you’re in property, business, or just figuring out your next move in life, Tom’s story hits home. It’s a reminder that success means nothing without self-worth, and that being open about your journey can change more lives than you know.

Want More Real Conversations?

Follow Industry Disruptors for honest, unscripted discussions about life in property and beyond. Because behind every deal is a human story worth hearing.

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This article was produced by the team at Hearthstone Mortgages, led by Ajay Nayyar (CeMAP), Founder and Managing Director, and Jordanne Whiley MBE (CeMAP, CeRER, PhD), Office Manager and Senior Adviser. With deep expertise in specialist lending and a client-first approach, Hearthstone is dedicated to helping property investors and homebuyers make smart, informed decisions.

Learn more about the Hearthstone team.

Industry Disruptors Podcast

Podcast Hosts

Ajay is the Founder and Managing Director of The Hearthstone Group and established Hearthstone Mortgages in 2019 after excelling in the UK mortgage advisory space. He is an expert in mortgages, bridging loans, and protection, with a personal property portfolio and extensive speaking experience at investor and lender panels. Driven by a passion for empowering clients, Ajay continues to expand the Hearthstone brand, delivering invaluable knowledge. Outside of work, he is an award-winning actor and producer with over 20 projects to his name.
Jordanne is the Office Manager and Senior Adviser at Hearthstone Mortgages. An award-winning expert in mortgages, equity release, commercial property, bridging, development finance, protection, and will writing, Jordanne's dedication to helping clients achieve their dreams is unparalleled, reflected in her glowing reviews. Beyond her advisory role, Jordanne is a 4x Paralympic medalist and 13x Grand Slam tennis champion, bringing her Olympic-level ambition to Hearthstone's daily operations.

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