Mortgage Adviser in High Wycombe

Hearthstone Mortgages is your trusted partner for expert mortgage advice in Wycombe. Based in Gerrards Cross, we understand the local market and provide tailored lending and protection solutions to help you secure your future.

Looking for a Mortgage Adviser in Wycombe?

We’re Hearthstone Mortgages, an FCA-regulated, 5-star rated mortgage advisory firm based in Gerrards Cross, proudly supporting clients in High Wycombe and surrounding Buckinghamshire areas.

Whether you’re buying your first home, moving house, investing in property, or looking to remortgage, we’ll help you navigate the process clearly and quickly, with whole-of-market access and specialist knowledge.

Our advisers aren’t just experts, we’re qualified professionals who invest in property ourselves. You’ll get clear advice, same-day mortgage approvals (when we have your details), and full application support from start to finish.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Ltd. Authorised and regulated by the Financial Conduct Authority (FRN: 945282). View on FCA register.

Why clients in Wycombe trust Hearthstone Mortgages

Mortgages, but not as you know them;

  • Whole-of-market advice – independent, unrestricted lender access.
  • Same-day agreement in principle – get clarity fast, provided we have your full details.
  • FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience.
  • Property investors advising property investors – we’ve done it ourselves.
  • Specialists in bridging, development & equity release.
  • Award-winning, highly reviewed – verified 5-star Google ratings.
  • Olympic ambition, real-world results – we aim high, deliver better.
  • Film-producer founded – creative, not corporate.
  • FCA regulated & transparent – compliance meets clarity.
Mortgages completed in 2025.
162
Lending secured for our clients in 2024.
£ 22833100
Average mortgage secured for our clients.
£ 172005

Our Mortgage Services.

Residential

Helping first-time buyers secure the right mortgage with tailored support.

Residential

Find better rates or release equity with expert remortgage advice.

Residential

Support for smooth transitions when buying your next home.

Residential

Unlock property value with safe, FCA-regulated equity release options.

Investment

Specialist mortgages designed for rental property investments.

Investment

Finance solutions for offices, retail units, and business premises.

Investment

Tax-efficient mortgage options for property-owning companies.

Specialist

Flexible mortgage solutions tailored to contractor income structures.

Specialist

Clear mortgage advice for freelancers and business owners.

Specialist

Custom solutions for complex income and large mortgage needs.

Commercial

Short-term finance to bridge property purchases and sales.

Commercial

Funding solutions for property construction or renovation projects.

Commercial

Fast, reliable finance to meet auction purchase deadlines.

Let us find the best mortgage for you.

Speak with a specialist adviser who knows the Wycombe market.

Want to get a head start? Download your credit report via Check My File, to kick start the process.

Supporting Our Local Community.

We’re more than advisers, we’re community partners:

We don’t just work in Bucks, we help power it forward.
We also provide mortgage advice in nearby areas, including Chalfont St Giles, Chalfont St Peter, Aylesbury, Amersham and Beaconsfield, Chesham and wider Buckinghamshire.

Our Mortgage Advisers:

Meet the experts behind our success. Each adviser at Hearthstone Mortgages holds CeMAP or higher-level certifications, real property experience, and deep knowledge of specialist lending. This includes buy-to-let portfolios, bridging finance, equity release, and commercial lending.

Ajay Nayyar

CeMAP

Founder and Managing Director

Ajay is the Managing Director of The Hearthstone Group, who excelled in the mortgage advisory space leading him to founding Hearthstone Mortgages in 2019. In addition to being at the top of the game in the UK advising on mortgages, bridging loans, protection and more, Ajay has built his own property portfolio across the UK. He has spoken on numerous panels throughout his career to fellow investors and mortgage lenders, and is a highly valued spokesperson for one of the most active property networks around.

Ajay’s fuel for helping as many people as possible drives him to continue growing the Hearthstone brand making sure that the knowledge he and his team share with clients is invaluable, creating possibilities that seem unattainable.

When he’s not securing property dreams for himself and mortgage clients, Ajay can be found hanging around the film studios as an actor and multiple award winning producer with over 20 projects to his name.

Ajay Nayyar

Jordanne Whiley MBE

CeMAP, CeRER, PhD

Office Manager and Senior Adviser

Jordanne is an award-winning and highly experienced Senior Adviser across mortgages, equity release, commercial property, bridging, development finance, protection and will writing. Jordanne oversees the day-to-day operations at Hearthstone Mortgages; her drive to help her clients achieve their dreams is unmatched and her constant praise and reviews speak for themselves.

Additionally, Jordanne is a tennis 4x Paralympic medalist and 13x Grand Slam champion, having competed at the highest levels, prior to bringing her quite literally Olympic level ambition to Hearthstone.

Jordanne Whiley

Let us find the best mortgage for you.

Speak with a specialist who knows the local market.

Want to get a head start? Download your credit report via Check My File, to kick start the process.

What our clients think:

Hearthstone logo

Talk to a Mortgage Expert Today.

Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.

Fast answers. Friendly advice. Free consultation.