5 Star Rated Mortgage Broker Amersham

Clear, independent mortgage advice for Amersham buyers, movers and homeowners - with straightforward access from Gerrards Cross.

Speak to us

Call 01753 463391 or just pop in your details below and one of our expert mortgage advisers will personally reach out to help you take the first step.

100% Market Access
 

Getting mortgage advice from Gerrards Cross when you live in Amersham.

Many people in Amersham choose to get mortgage advice from Gerrards Cross because it’s a straightforward and familiar journey. By car, the route along London Road East and the Amersham Road (A413) typically takes around 15–20 minutes, depending on traffic, and is one that many local homeowners already use regularly.

Public transport is also simple. From Amersham station or nearby landmarks such as Dr Challoner’s Grammar School, buses run directly towards Gerrards Cross, with typical journey times of around 25–30 minutes door to door, including a short walk at either end.

Of course, travelling isn’t always necessary. Many Amersham clients prefer to speak with us by phone or via Zoom or Microsoft Teams, particularly at the early stages. Others choose to meet in person later on, when decisions become more detailed or time-sensitive.

We regularly support buyers and homeowners from Old Amersham, Amersham-on-the-Hill and surrounding residential roads. Having clear, adviser-led mortgage advice, with someone who understands lender criteria, affordability checks and the issues that commonly slow things down, often matters more than choosing the closest office.

Hearthstone Mortgages is authorised and regulated by the Financial Conduct Authority (FRN: 945282).

Mortgage decisions in Amersham often need careful handling.

Mortgage applications in Amersham can look very different depending on where you’re buying. Homes around Old Amersham, particularly along roads like Station Road or near the High Street, often involve older or character construction that lenders scrutinise more closely at valuation stage. Without the right preparation, this can lead to delays or unexpected conditions being added late in the process.

In contrast, family homes around Amersham-on-the-Hill and residential roads such as Woodside Road, Stanley Hill and the surrounding areas are more commonly part of onward chains. Timing becomes critical here, especially where buyers are coordinating a sale, purchase and school-related deadlines linked to areas around Dr Challoner’s Grammar School and nearby catchments.

We regularly help Amersham buyers navigate these pressure points by flagging lender criteria early, anticipating valuation questions and structuring applications to suit the property type and buying situation. By dealing with these issues upfront, it’s often possible to avoid the hold-ups that cause chains to wobble or decisions to unravel further down the line.

Clear, adviser-led mortgage support from start to finish.

Once a mortgage application is underway, consistency matters. Whether you’re buying near Old Amersham, moving between Amersham-on-the-Hill and surrounding roads off the A413, or remortgaging while juggling wider plans, having one adviser overseeing the process makes a real difference.

You’ll deal with the same adviser throughout, with someone who keeps an eye on lender updates, valuations and solicitor progress, and steps in early if something needs attention. That continuity helps avoid last-minute surprises — particularly where chains, property queries or timing pressures are involved.

For many Amersham clients, the reassurance comes from knowing there’s a single point of contact who understands both the local context and the practical realities of getting a mortgage over the line, without unnecessary chasing or confusion.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team regularly supports Amersham buyers and homeowners with clear, whole-of-market mortgage advice, with straightforward access to our Gerrards Cross office when needed.

Ajay Nayyar - Founder and Managing Director

Ajay Nayyar

Founder and CEO

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jordanne Whiley MBE - Office Manager and Senior Adviser

Jordanne Whiley MBE

Office Manager and Senior Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Hardik Patel - Mortgage Adviser

Hardik Patel

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Satbeer Singh - Mortgage Adviser and Lead Accountant

Satbeer Singh

Mortgage Adviser and Lead Accountant

Sukhraj Samra - Mortgage Broker

Sukhraj Samra

Mortgage Broker

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jamie Boxall - Specialist Mortgage & Development Finance Adviser

Jamie Boxall

Specialist Mortgage & Development Finance Adviser

Tangmere, Chichester PO20 2FL

Charlotte Grahame - Administrator_Trainee Mortgage Adviser

Charlotte Grahame

Administrator - Trainee Mortgage Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Mortgage broker amersham reviews.

Posted on Google Google
Aamir Shahmeer
9 September 2026
Thank you very much, Sukhraj, for your assistance and advice regarding my first mortgage every step proceeded smoothly and without stress, and I highly recommend your excellent services.
Posted on Google Google
Sheikh Ahmad
27 August 2026
"Five-star service from start to finish! Sukhraj Samra from Hearthstone incredibly helpful, always available to answer my questions, and explained every step of the mortgage approval clearly. As an first time buyer Thank you so much.
Posted on Google Google
Isabel Giles
16 August 2026
I got in touch with Hearthstone as their reviews and ethos looked great. Unfortunately, even when just trying to arrange a short initial appointment with Ajay, I found the communication disappointing. One email where I provided my available dates and times wasn’t responded to for a week, and I only received a response after sending a follow-up email. After their reply, I again received no response for another week. By that point, thankfully, I had found another mortgage broker who was much more responsive. I appreciate that businesses can get busy, but based on my experience, I would be cautious about using Hearthstone if you’re on a tight timeframe or value prompt communication, particularly if you have questions throughout the mortgage process
Posted on Google Google
Manpreet Sanghera
10 August 2026
A great supportive service provided by Sukhraj, I went to him with complicated circumstances but he was not phased and worked hard to source me the best deal and with added time constraints he achieved the result that I needed. I highly recommend Sukhraj and the team as everything is explained clearly and very transparent around charges. Thank you Sukhraj
Posted on Google Google
Suraj Kareer
10 July 2026
I used Harri for my mortgage broker. There will be no going back, amazing service from start to finish. Pursued the lenders on my behalf and kept me informed in the whole process. Most importantly he kept me calm and relaxed during this stressful period. I will be using his services again without any hesitation.
Posted on Google Google
Shahid Hussain
30 June 2026
I can’t thank Sukhraj Samra enough for all the help and support throughout my residential mortgage application. The whole process was explained clearly from start to finish, and any questions I had were answered quickly and professionally. Sukhraj kept me updated at every stage and made what could have been a stressful experience feel straightforward. Thanks to his dedication and expertise, I received my full mortgage offer. I would highly recommend Sukhraj to anyone looking for a knowledgeable, reliable, and trustworthy mortgage broker.
Posted on Google Google
W Amd
3 February 2026
I really appreciate Very quick response Very professional 👍 sukhraj 👍
Posted on Google Google
Manpreet Grewal
6 January 2026
First time I’ve used Hari and the whole experience was seamless and all went smoothly. He was very helpful and provided various rates that suited. Communication was first class and I will be using him again. Thank you Hari!
Posted on Google Google
Rosina Kapoor
6 January 2026
Hearth Stone Mortgages provides outstanding and highly professional service. From the very first day, Sukhraj took the time to understand my situation and clearly explained all the available options. He was always accessible, incredibly responsive, and went above and beyond throughout the entire process. Sukhraj is exceptionally knowledgeable, experienced, and supportive. I would highly recommend him to anyone looking for a reliable and expert mortgage advisor.
Posted on Google Google
azi choudry
20 November 2025
I must say that Hearth Stone mortgages provide excellent and professional service. I’ve dealt with Sukhraj who is great when it comes to mortgages, I’ve dealt with several mortgage advisors over the years but he is levels above your standard mortgage advisor. Don’t waste your time with other mortgage advisors go to him and he will get your mortgage approved…

Getting to our Gerrards Cross office from Amersham.

Clients travelling from Amersham to our Gerrards Cross office usually find the journey straightforward. By car, the most direct route is via the Amersham Road and London Road East (A413), with typical journey times of around 15–20 minutes depending on traffic.

Alternative routes are also commonly used, including via Station Road (A416), the A355 and the A40, with similar travel times during normal traffic conditions.

Public transport is a practical option too. From Amersham station or nearby landmarks such as Dr Challoner’s Grammar School, local bus services run towards Gerrards Cross. Typical journeys take around 25–30 minutes door to door, including a short walk at either end.

For clients who prefer not to travel, appointments can also be arranged by phone or via Zoom or Microsoft Teams.

Our Mortgage Services.

Every mortgage situation is different. While we’ve highlighted some of the most common reasons Amersham clients come to us, we also provide advice across a much wider range of mortgage scenarios, including more complex cases, specialist lending and longer-term planning.

If you’re not sure which type of mortgage advice applies to you, our main mortgage services page explains the different options we support and how we help clients at each stage of the process.

First Time Buyer Mortgages

Navigate your first property purchase with specialist first-time buyer mortgage advice. Access Help to Buy schemes, 95% LTV deals, and expert guidance in Gerrards Cross.

High Net Worth Mortgages

Access sophisticated mortgage solutions for luxury properties with high net worth lending. Large loan amounts and bespoke terms.

Remortgaging

Save money and release equity with expert remortgage advice. Compare 90+ lenders for the best rates and switch deals in Gerrards Cross.

Home Mover Mortgages

Moving home made simple with expert home mover mortgage advice. Chain management, mortgage porting, and competitive rates in Gerrards Cross.

Buy-to-Let Mortgages

Build your property investment portfolio with buy-to-let mortgages. Rental income assessment and competitive investment finance in Gerrards Cross.

Self-Employed Mortgages

Overcome self-employed mortgage challenges with business owner finance expertise. Sole trader and limited company mortgage solutions.

Talk through your mortgage options.

For buyers and homeowners in Amersham — by phone 01753 463391, Zoom, Teams or in person.
If you want to get ahead before speaking to an adviser, you can check your credit file using the link below.

Speak to us

Leave your details and one of our advisers who regularly supports Amersham clients will be in touch to talk through your next steps.

Start WhatsApp Chat

×

Please fill in your details to start the chat.

Hearthstone logo

Talk to a Mortgage Expert Today.

Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.

Fast answers. Friendly advice. Free consultation.