We can
open doors
for you.

Lending and protection advice designed around you and your goals, whoever you are, whatever your situation.

Hearthstone mortgages


From first time buyers to seasoned investors, our advisers understand your needs as well as today’s market.

Hearthstone Finance


Every journey is personal, so you have to match the mortgage with your financial situation.

Hearthstone Protection


With access to competitive insurance policies on property, life, and even critical illness, our advisers help you safeguard what you value most.

Hearthstone Accounting


We understand every corner of business and property finance, so we’re proud to extend the Hearthstone group into the world of accounting with a range of accounting services.

Lending built
around you.

Everyone’s needs are different, our advisers get to know you and your circumstances, so they can recommend mortgages that fit your needs.

& Passion.

Our advisers have advised on mortgages and finance for thousand of property transactions. So we have experience in advising on all types of mortgages for all different property purchases and scenarios. We’re as passionate today, as we were with our first transaction; we treat your purchase or remortgage like our very own

Specialist & Sophisticated Solutions.

No problem is too big, no opportunity too small. Our advisers are problem solvers, big thinkers and deal makers. Where we can we find ways to overcome even the trickiest scenarios to help you access lending solutions.

Advice on:

Contractor mortgages

Choosing to work the way that works most suitable for you, shouldn’t penalise your ability to get lending for your home. We’ve helped hundreds of contractors navigate the market, providing specialist and in-depth knowledge of the solutions availability and the eligibility required.

Limited company mortgages

Using a limited company to buy property as an investment can bring with it some tax benefits. So whether you are newbie building a portfolio of BTL’s or your a sophisticated investor scaling your HMO or serviced accommodation business, we can advise you on the whole of the Limited Company Mortgage market.

High net worth mortgages

Earn over a £100,000 per year? You could be classed as a High Net Worth individual. Whilst this should put you in a favourable position with lenders, you might not always get the most suitable rates. Our advisers have guided lots of individuals on the right mortgages for them, ensuring they don’t get penalised for being a high income earner.

What our customers think:

Luisa ValentiLuisa Valenti
10:19 22 Apr 24
Outstanding… I cannot recommend Hearthstone Mortgages highly enough. Ajay and his team go above and beyond to ensure a smooth running process. They recently secured me a highly competitive mortgage rate on a very difficult off-plan development. Communication throughout the process was exceptionally. A professional yet friendly company. They are now looking after my entire portfolio of properties… Thankyou!!
Paul SmithPaul Smith
09:22 17 Apr 24
Fabulous from start to finish! Hands on, helpful, and extremely resourceful. Have no reservations about recommending Ajay and his team, first class!
Georgia Bellis-JonesGeorgia Bellis-Jones
11:48 04 Apr 24
You couldn’t find a better mortgage broker. Ajay & Jordanne know the market and lenders inside out, and they go above and beyond to help you secure the best offer and push things along. I have worked with them on a a mortgage for my own home and a mortgage for a BTL, and I’d say one of their biggest strengths is that they really understand property investment and therefore know exactly what’s possible for BTL/HMO/SA etc mortgages (not always the case with other brokers). Highly recommend!
niven macvicarniven macvicar
14:26 03 Apr 24
Jordanne was spot on, fast and efficient in getting me the mortgages and refinances I was looking for. Even in difficult places like cemeteries. :)Keep up the great work. Would 100% recommend and use again.
Jake FollyJake Folly
13:34 02 Apr 24
Working with Ajay & Jordanne is one of the best decisions we have made.Their knowledge in property and mortgages is unbeatable and they provide the highest quality service. They are honest, ethical and willing to go a thousand miles above and beyond and I have full faith that they will continue to be the best in the market.I would highly recommend to anyone to work with Hearthstone Mortgages.
Anneka KAnneka K
13:14 02 Apr 24
Jordanne Whiley is my broker and she is 1000% the best broker anyone could ever ask for! She is so knowledgeable and talented in all aspects of property mortgages, lending and investing. She goes above and beyond what anyone could ever wish for in a broker and fights your corner treating each deal as her own. Not only did she get me started on my property business but she has massively helped me start out and answered so many of the questions I had with so much patience, kindness and knowledge. Every single person I meet who needs a broker I send her way without hesitation because I couldn't recommend anyone else more highly! Thank you Jordanne!!!
Kashif SharifKashif Sharif
15:32 22 Sep 23
The team at Hearthstone Mortgages recently managed my re-mortgage. Their service was very professional, swift, and ultra efficient. I am absolutely delighted with how the process went from start to finish, and I would highly recommend doing business with them.
Gary CorbettGary Corbett
18:08 15 Sep 23
Incredible service and advice from start to finish. When you work with Ajay you feel that your deal matters to him as much as it matters to you.A great addition to any power team, I look forward to working with Ajay on our next project.Highly recommend!
Sandra BSandra B
13:45 31 Aug 23
Best experience with a mortgage broker in a long time. Very responsive and reliable. Special thanks to Jordanne, highly recommend them!
Lee TomlinsonLee Tomlinson
22:33 30 Aug 23
I've worked with Hearthstone Mortgages on a number of occasions and have a great relationship with them. They have found me some great deals and communication is great whenever I need support. We'll certainly work together in the future.
Joe NewmanJoe Newman
17:20 22 Aug 23
Had an excellent experience dealing with both Ajay and Nadine who assisted my limited company with a remortgage and purchase at the same time. Would highly recommend and will definitely use again in the future.
joey awaritefejoey awaritefe
20:38 17 Aug 23
Hearthstone Mortgages were great at supporting us with first getting a bridging loan, and then securing a buy to let mortgage.Ajay was able to provide guidance throughout the processes and Nadine was always on hand to ensure things were ticking along and to answer any queries.
Jason EdgeJason Edge
22:04 16 Aug 23
Used Hearthstone for the first remortgage in our portfolio. Jordanne was very helpful through the whole process and a pleasure to work with. In you need advice or a mortgage of any kind I would highly recommend them. Thanks again
Jamie BoxallJamie Boxall
11:07 16 Aug 23
We have been working with hearthstone now for two years.The team are incredible at what they do they take time to understand your case and really work to get your the right product for you.I strongly recommend Ajay and his team to any investors or for your own residential purchase
Conor HarrisonConor Harrison
18:38 21 Dec 22
Second time I've worked with Ajay at hearthstone and won't be the last! An expert in his field and delivers such a personable and professional service, thanks for everything!
King Panda PropertiesKing Panda Properties
08:12 03 Dec 22
Excellent knowledge, systems and client care, Hearthstone Mortgages has it all!In particular, a portfolio owner herself, Mortgage Advisor Jordanne deserves a special mention. From Day 1 her understanding and attention to my client needs has been outstanding and she is an absolute asset to the business and company owner, Ajay.I wholeheartedly recommend using Hearthstone based on my experiences, be it a private mortgage, BTL, portfolio etc. I will certainly be continuing to use them going forward. Thanks, Jordanne. KPP
Simon CharnockSimon Charnock
17:46 14 Sep 22
Great communication throughout, excellent service, always happy to help and advise making the remortgage of a HMO property very straight forward.Thanks Ajay and teamSimon @ C&W Homes
Carys GreenCarys Green
18:15 11 Jan 22
I can’t fault the service i received for my remortgage. Other advisors were put off with my slightly complicated situation however Ajay made the whole process easy and completely seamless. He also went above and beyond to push forward to completion whilst he was on holiday.Thanks for all your help and looking forward to working with you again in the future.
Dessi DonchevaDessi Doncheva
16:21 13 Mar 21
Couldn't thank Ajay from Hearthstone Mortgages enough for his support, professionalism and responsiveness! Ajay pretty much held our hands through the purchase of our first investment property, guiding us through the process, explaining every detail I questioned on the mortgage documents and doing his best to speed up the purchase at a time when solicitors and lenders were being inundated with work and slowing things down. When our mortgage offer expired, Ajay got right on it and even got us a better rate! Not to mention, he was even chasing our solicitors and escalated the case internally as the solicitor handling our case wasn't very on top of things, so Ajay got them changed, leading to the purchase completing within a few weeks afterwards. All of this for a very fair price - what you pay is much less than what you get! Thoroughly recommend Ajay and the team and will be using them again in the future for sure!
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