- Europa House, Marsham Way Gerrards Cross, SL9 8BQ
- Get directions
- Call us on 01753 463391
Confused by mortgage lender criteria, affordability rules, or what you can realistically borrow? We simplify the mortgage process, help you avoid common pitfalls, and guide you with clear, practical advice.
Leave your details and one of our local advisers will be in touch, usually within 24 hours, to help you take the next step. Alternatively you can call us on 01753 463391 if your enquiry is more urgent.
Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).
We’re proud to have helped families, first-time buyers and property investors in and around Gerrards Cross, supporting clients across the wider Buckinghamshire and Thames Valley area.
Here’s what some of our clients have said about working with us:
We advise on everything from first-time buyer mortgages and home moves to remortgaging, complex income cases, high net worth lending and private bank mortgages.
Based in Gerrards Cross, we work with clients across Buckinghamshire and the wider Thames Valley, providing clear, whole-of-market mortgage advice without unnecessary complexity.
Helping first-time buyers secure the right mortgage with tailored support.
Custom solutions for complex income and large mortgage needs.
Clear mortgage advice for freelancers and business owners.
Helping first-time buyers secure the right mortgage with tailored support.
Everyone’s needs are different. Our advisers take the time to understand your full financial picture before recommending a mortgage, insurance or specialist finance solution that actually fits. We support home buyers, homeowners and landlords with clear, whole-of-market advice, helping you navigate lender criteria, affordability rules and complex scenarios with confidence.
Our advisers work with buyers and homeowners every day, supporting first-time buyers, home movers and those remortgaging in a wide range of scenarios. We understand how property types, pricing and lender criteria can vary, and we use that practical knowledge to guide decisions that stand up to real-world lending.
We bring practical experience to every recommendation and treat each mortgage with the same care as our own.
Some mortgage cases need more than a standard approach. Our advisers regularly support clients locally with complex income, self-employed and contractor mortgages, buy-to-let, and higher-value lending. We understand how lender criteria can differ depending on circumstances and property type, especially in commuter markets.
We’re used to dealing with challenging scenarios and finding practical routes forward when others can’t.
As a whole-of-market mortgage broker, we provide clear advice across a wide range of mortgage scenarios.
Mortgage advice for buyers, homeowners and landlords, from first homes to complex borrowing.
Specialist funding for property and commercial projects, including bridging, development, auction and refurbishment finance.
Life, income and property insurance arranged to protect your family, home and livelihood.
Our office is based in Gerrards Cross, just off the A40 and within easy reach of the M40 and M25 and train links. We regularly work with families, professionals and property investors across Buckinghamshire and the surrounding areas.
By car, we’re typically (click links for directions by road):
We’re also well connected by train, a five minute walk from the station, with fast links into London Marylebone and easy access from nearby stations including Slough, Beaconsfield and Uxbridge.
Many clients prefer to meet us in person at our Gerrards Cross office, but we’re equally comfortable working via video call or phone. The majority of the mortgage process can be handled remotely, making it straightforward to work with us wherever you’re based.
If you’d like more area-specific information, you can explore our dedicated location pages here:
Check out this useful contractor mortgage calculator.
The Hearthstone Mortgages team is based in Gerrards Cross, offering clear, whole-of-market advice across a wide range of mortgage scenarios.
Founder and CEO
Europa House, Marsham Way Gerrards Cross, SL9 8BQ
COO and Senior Adviser
Europa House, Marsham Way Gerrards Cross, SL9 8BQ
Mortgage Adviser
Europa House, Marsham Way Gerrards Cross, SL9 8BQ
Mortgage Adviser and Lead Accountant
Mortgage Adviser
Europa House, Marsham Way Gerrards Cross, SL9 8BQ
Specialist Mortgage & Development Finance Adviser
Advice is delivered from our Gerrards Cross office and remotely; some advisers are based regionally: Tangmere, Chichester PO20 2FL
Administrator and Senior Mortgage Adviser
Europa House, Marsham Way Gerrards Cross, SL9 8BQ
Welcome to The Industry Disruptors the podcast that transforms the often dull and overlooked world of mortgages into an engaging and enlightening experience. Hosted by mortgage experts Ajay Nayyar & Jordanne Whiley MBE, this podcast is dedicated to demystifying the complexities of property with a refreshing blend of humor, straightforward advice, and insider insights.
Hearthstone Mortgages has been recognised across industry awards, national shortlists and local partnerships over recent years. From award recognition and media features to ongoing involvement with clubs and community initiatives across Gerrards Cross, Beaconsfield and Buckinghamshire, these highlights reflect the work carried out with clients and within the local area.
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Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.
Fast answers. Friendly advice. Free consultation.
