Hearthstone Mortgages is your trusted mortgage broker for Chesham. Based in Gerrards Cross, we provide tailored advice to homebuyers, landlords, and homeowners across Chesham and Buckinghamshire.
Hearthstone Mortgages is a 5-star rated, FCA-regulated broker helping clients in Chesham, Chartridge, Asheridge, and the surrounding HP5 postcode area.
From first-time buyers and growing families to experienced landlords, we help you secure the right mortgage with whole-of-market access, fast agreements, and specialist lending expertise, all backed by real-world property experience.
Chesham offers great value in the Buckinghamshire market, with an average property price of £497,864 (Rightmove, 2023). Whether you’re buying a terraced home near the high street, remortgaging a family semi, or exploring equity release, we guide you every step of the way.
Hearthstone Mortgages is a trading name of Hearthstone Advisory Ltd. Authorised and regulated by the Financial Conduct Authority (FRN: 945282). View on FCA register.
Mortgages, but not as you know them;
We provide fully tailored mortgage advice across:
Helping first-time buyers secure the right mortgage with tailored support.
Unlock property value with safe, FCA-regulated equity release options.
Flexible mortgage solutions tailored to contractor income structures.
Work with a mortgage adviser who knows the Chesham market.
Want to get a head start? Download your credit report via Check My File, to kick start the process.
We proudly support:
We don’t just work in Chesham and wider Buckinghamshire, we help power it forward.
We also provide mortgage advice in nearby areas, including Chalfont St Peter, Chalfont St Giles, Beaconsfield, Wycombe, Aylesbury and many more.
Average property price in Chesham: £497,864.
Terraced properties averaged £423,987.
Semi-detached homes sold for £532,654.
Detached homes fetched £785,309.
Prices rose 4% year-on-year and are on par with the 2022 peak of £497,090.
Source: Rightmove Market Trends, Chesham.
Meet the experts behind our success. Each adviser at Hearthstone Mortgages holds CeMAP or higher-level certifications, real property experience, and deep knowledge of specialist lending. This includes buy-to-let portfolios, bridging finance, equity release, and commercial lending.
CeMAP
Founder and Managing Director
Ajay is the Managing Director of The Hearthstone Group, who excelled in the mortgage advisory space leading him to founding Hearthstone Mortgages in 2019. In addition to being at the top of the game in the UK advising on mortgages, bridging loans, protection and more, Ajay has built his own property portfolio across the UK. He has spoken on numerous panels throughout his career to fellow investors and mortgage lenders, and is a highly valued spokesperson for one of the most active property networks around.
Ajay’s fuel for helping as many people as possible drives him to continue growing the Hearthstone brand making sure that the knowledge he and his team share with clients is invaluable, creating possibilities that seem unattainable.
When he’s not securing property dreams for himself and mortgage clients, Ajay can be found hanging around the film studios as an actor and multiple award winning producer with over 20 projects to his name.
CeMAP, CeRER, PhD
Office Manager and Senior Adviser
Jordanne is an award-winning and highly experienced Senior Adviser across mortgages, equity release, commercial property, bridging, development finance, protection and will writing. Jordanne oversees the day-to-day operations at Hearthstone Mortgages; her drive to help her clients achieve their dreams is unmatched and her constant praise and reviews speak for themselves.
Additionally, Jordanne is a tennis 4x Paralympic medalist and 13x Grand Slam champion, having competed at the highest levels, prior to bringing her quite literally Olympic level ambition to Hearthstone.
CeMAP
Specialist Mortgage & Development Finance Adviser
Jamie brings a unique edge to Hearthstone Mortgages, combining a deep understanding of property finance, construction, and investment strategy. Before joining the industry, Jamie spent several years working hands-on in the construction sector — giving him a practical, ground-level insight into how property really works.
As a buy-to-let investor and adviser, Jamie specialises in helping landlords, developers, and portfolio clients across the South Coast and South East secure finance for everything from single-unit lets to multi-million-pound development schemes.
Jamie’s advice is always direct, strategic, and rooted in real-world experience. Whether you’re navigating complex lending criteria or looking to scale your portfolio, Jamie works to cut through the noise and deliver results, not jargon.
He primarily supports clients in Chichester, Bognor, Portsmouth, Southampton, Brighton, Hove, Eastbourne, and across the GU, RH, KT postcodes in Surrey, as well as Bournemouth.
Speak with a specialist who knows the local market.
Want to get a head start? Download your credit report via Check My File, to kick start the process.
Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.
Fast answers. Friendly advice. Free consultation.