5 Star Rated Mortgage Adviser in Chalfont St Peter

Hearthstone Mortgages is your trusted partner for expert Mortgage Broker services in Chalfont St Peter. We understand the local market and offer personalised lending and protection advice. With a focus on your individual needs, we're here to guide you through the process and help you achieve your goals.

Speak to us

Call 01753 463391 or just pop in your details below and one of our expert mortgage advisers will personally reach out to help you take the first step.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Here's What Our Clients Say.

Our mortgage activity at a glance

Mortgages completed in 2026.

£7,415,013

Lending secured for our clients in 2026.

£181,798

Average mortgage secured for our clients in 2026.

JavaScript is disabled, so this widget is showing the default year only.

Looking for a Mortgage Adviser in Chalfont St Peter

We’re Hearthstone Mortgages, a 5-star rated mortgage advisory firm located in Gerrards Cross, proudly serving the Chalfont St Peter community and surrounding areas.

Whether you’re a first-time buyer, moving home, remortgaging, or investing in buy-to-let, our expert team is here to guide you every step of the way. We offer clear, honest advice tailored to your needs, with access to thousands of mortgage deals, including ones you won’t find on the high street.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 945282). View us on the FCA register here.

Why clients in Chalfont St Peter trust Hearthstone.

Mortgage advice, redefined;

Whole-of-market access – we compare lenders without bias or restriction.
Same-day decision in principle – quick answers when your documents are ready.
FCCA, MBA, CeMAP & CeRER accredited – fully qualified, deeply experienced.
Landlords advising landlords – real insight from active property investors.
Experts in bridging loans, development finance & equity release.
Trusted and top-rated – consistent 5-star reviews from real clients.
Driven by Olympic focus – exceptional service with serious ambition.
Founded by a film producer – dynamic, innovative, never corporate.
Authorised by the FCA – fully transparent, always compliant.

Local Market Insight for Chalfont St Peter

Average property price in Chalfont St Peter: £787,466
Detached homes sold for an average of £1,013,794
Flats averaged £462,190
Terraced properties fetched £526,071
Prices were 8% down on the previous year and 14% below the peak of £910,384

Source: Rightmove Market Trends, Chalfont St Peter.

Our Mortgage Services.

Residential Mortgages

First Time Buyer Mortgages

Navigate your first property purchase with specialist first-time buyer mortgage advice. Access Help to Buy schemes, 95% LTV deals, and expert guidance in Gerrards Cross.

Found out more about First Time Buyer Mortgages

Specialist Mortgages

High Net Worth Mortgages

Access sophisticated mortgage solutions for luxury properties with high net worth lending. Large loan amounts and bespoke terms.

Found out more about High Net Worth Mortgages

Residential Mortgages

Remortgaging

Save money and release equity with expert remortgage advice. Compare 90+ lenders for the best rates and switch deals in Gerrards Cross.

Found out more about Remortgaging

Residential Mortgages

Home Mover Mortgages

Moving home made simple with expert home mover mortgage advice. Chain management, mortgage porting, and competitive rates in Gerrards Cross.

Found out more about Home Mover Mortgages

Investment Mortgages

Buy-to-Let Mortgages

Build your property investment portfolio with buy-to-let mortgages. Rental income assessment and competitive investment finance in Gerrards Cross.

Found out more about Buy-to-Let Mortgages

Specialist Mortgages

Self-Employed Mortgages

Overcome self-employed mortgage challenges with business owner finance expertise. Sole trader and limited company mortgage solutions.

Found out more about Self-Employed Mortgages

Residential Mortgages

Equity Release Mortgages

Access property wealth with later life mortgage solutions. Lifetime mortgages, home reversion plans, and expert equity release advice in Gerrards Cross.

Found out more about Equity Release Mortgages

Specialist Mortgages

Contractor Mortgages

Navigate mortgage applications as a contractor with specialist contractor mortgages. Day rate and contract income expertise for freelancers.

Found out more about Contractor Mortgages

Residential Mortgages

Mortgage Protection Advice

Protect your property investment and family security with mortgage protection advice. Life insurance and income protection solutions.

Found out more about Mortgage Protection Advice

Investment Mortgages

HMO Mortgages

Maximize rental yields with HMO mortgages. Multi-let property finance and higher rental returns for student and professional accommodation.

Found out more about HMO Mortgages

Investment Mortgages

Holiday Let Mortgages

Capitalize on short-term rental opportunities with holiday let mortgages. Airbnb property finance and furnished holiday let expertise.

Found out more about Holiday Let Mortgages

Specialist Mortgages

Expat Mortgages

Secure UK property finance from abroad with expat mortgages. Foreign income assessment and non-resident lending expertise.

Found out more about Expat Mortgages

Specialist Mortgages

Private Bank Mortgages

Access exclusive private banking mortgage solutions with relationship banking benefits. Bespoke terms and high-value property expertise.

Found out more about Private Bank Mortgages

Residential Mortgages

Offset Mortgages

Optimize your mortgage with offset solutions. Reduce interest payments with linked savings and enjoy tax-free benefits in Gerrards Cross.

Found out more about Offset Mortgages

Residential Mortgages

Shared Ownership Mortgages

Step onto the property ladder with shared ownership mortgages. Buy 25-75% of your home, rent the rest. Affordable homeownership in Gerrards Cross.

Found out more about Shared Ownership Mortgages

Specialist Mortgages

Help to Buy Mortgages

Maximize your purchasing power with Help to Buy mortgage schemes. Government equity loans, ISA bonuses, and new build property expertise.

Found out more about Help to Buy Mortgages

Residential Mortgages

New Build Mortgages

Secure financing for new build properties with specialist lenders. Off-plan purchases, Help to Buy schemes, and expert new build guidance.

Found out more about New Build Mortgages

Specialist Mortgages

Guarantor Mortgages

Enable family-supported homebuying with guarantor mortgages. 100% LTV options and family security for first-time buyers in Gerrards Cross.

Found out more about Guarantor Mortgages

Our Finance Broker Services.

Bridging Finance

Short-term property finance to help you move quickly when timing matters. Ideal for purchases, auctions or chain breaks, with funding arranged around your circumstances and exit plan.

Found out more about Bridging Finance

Development Finance

Funding for residential and commercial property developments, structured around your project, build costs and timescales.

Found out more about Development Finance

Auction Finance

Short-term property finance designed to meet auction timescales and completion deadlines.

Found out more about Auction Finance

Limited Company Buy-to-Let Mortgages

Mortgage advice for buy-to-let properties held in limited companies or SPVs, structured around your investment plans.

Found out more about Limited Company Buy-to-Let Mortgages

Portfolio Landlord Mortgages

Mortgage advice for landlords with multiple properties, helping structure lending across a growing portfolio.

Found out more about Portfolio Landlord Mortgages

Commercial Finance

Funding solutions for commercial property and business-related borrowing, structured around your plans and cash flow.

Found out more about Commercial Finance

Refurbishment Bridging Loans

Short-term funding to upgrade properties before sale or letting. Serving landlords in Colchester and Southend-on-Sea.

Found out more about Refurbishment Bridging Loans

Our Insurance Broker Services.

Life Insurance

Life Insurance provides financial security for your family if you die, helping to cover your mortgage, household bills and future living costs. It ensures the people who depend on you are protected when it matters most.

Found out more about Life Insurance

Critical Illness Cover

Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a serious illness covered by the policy. It can help clear or reduce your mortgage and give you financial flexibility while you focus on recovery.

Found out more about Critical Illness Cover

Income Protection Insurance

Income Protection Insurance provides a regular income if you’re unable to work due to illness or injury. It helps cover everyday outgoings like your mortgage, bills and living costs, giving you financial breathing space when you need it most.

Found out more about Income Protection Insurance

Family Income Benefit

Family Income Benefit pays a regular, tax-free income to your family if you die during the policy term. It helps replace lost income and cover everyday living costs, providing ongoing financial stability for those who depend on you.

Found out more about Family Income Benefit

Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance helps cover your monthly mortgage payments if you’re unable to work due to accident, illness or involuntary redundancy. It provides short-term financial support to help protect your home while you get back on your feet.

Found out more about Mortgage Payment Protection Insurance

Landlord Insurance

Landlord Insurance is designed to protect rental properties, covering the building, landlord contents and risks such as damage, loss of rent and liability. It helps safeguard your investment and manage financial risk as a property owner.

Found out more about Landlord Insurance

Buildings and Contents Insurance

Buildings and Contents Insurance protects your home and belongings against risks such as fire, flooding, theft and accidental damage. It helps cover the cost of repairs or replacement, giving you peace of mind that your property and possessions are protected.

Found out more about Buildings and Contents Insurance

Let Us Find the Right Mortgage for You

Speak with a specialist who knows the Chalfont St Peter market.

Want to get a head start? Download your credit report via Check My File, to kick start the process.

Proud to support the Local Community.

At Hearthstone Mortgages, we are proud to be part of the Chalfont St Peter community and actively support a number of local initiatives.

We are the Premier Sponsor of Chalfont Otters Swimming Club, helping to support youth sport and local development. View the Chalfont Otters club sponsors

As the Main Sponsor of Beaconsfield Town FC, we are committed to championing grassroots football.

We are also Community Partners of Wycombe Wanderers FC, supporting one of Buckinghamshire’s most historic clubs. Our partnership was recently featured in the Bucks Free Press and MSN News.

We don’t just work in Bucks, we help power it forward. We also provide mortgage advice in nearby areas, including
Chalfont St Giles, Amersham, Beaconsfield, Wycombe, and Chesham.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.