Mortgage Broker Services in Gerrards Cross, Buckinghamshire

We Find the Most Suitable Mortgage for You.

At Hearthstone Mortgages, we help you navigate mortgages with solutions tailored to your needs. Whether you’re buying a home, investing, or need specialist advice, our experts are here to guide you.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Our mortgage activity at a glance

Mortgages completed in 2026.

£7,415,013

Lending secured for our clients in 2026.

£181,798

Average mortgage secured for our clients in 2026.

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Our Mortgage Services.

Residential Mortgages

First Time Buyer Mortgages

Navigate your first property purchase with specialist first-time buyer mortgage advice. Access Help to Buy schemes, 95% LTV deals, and expert guidance in Gerrards Cross.

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Specialist Mortgages

High Net Worth Mortgages

Access sophisticated mortgage solutions for luxury properties with high net worth lending. Large loan amounts and bespoke terms.

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Residential Mortgages

Remortgaging

Save money and release equity with expert remortgage advice. Compare 90+ lenders for the best rates and switch deals in Gerrards Cross.

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Residential Mortgages

Home Mover Mortgages

Moving home made simple with expert home mover mortgage advice. Chain management, mortgage porting, and competitive rates in Gerrards Cross.

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Investment Mortgages

Buy-to-Let Mortgages

Build your property investment portfolio with buy-to-let mortgages. Rental income assessment and competitive investment finance in Gerrards Cross.

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Specialist Mortgages

Self-Employed Mortgages

Overcome self-employed mortgage challenges with business owner finance expertise. Sole trader and limited company mortgage solutions.

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Residential Mortgages

Equity Release Mortgages

Access property wealth with later life mortgage solutions. Lifetime mortgages, home reversion plans, and expert equity release advice in Gerrards Cross.

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Specialist Mortgages

Contractor Mortgages

Navigate mortgage applications as a contractor with specialist contractor mortgages. Day rate and contract income expertise for freelancers.

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Residential Mortgages

Mortgage Protection Advice

Protect your property investment and family security with mortgage protection advice. Life insurance and income protection solutions.

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Investment Mortgages

HMO Mortgages

Maximize rental yields with HMO mortgages. Multi-let property finance and higher rental returns for student and professional accommodation.

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Investment Mortgages

Holiday Let Mortgages

Capitalize on short-term rental opportunities with holiday let mortgages. Airbnb property finance and furnished holiday let expertise.

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Specialist Mortgages

Expat Mortgages

Secure UK property finance from abroad with expat mortgages. Foreign income assessment and non-resident lending expertise.

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Specialist Mortgages

Private Bank Mortgages

Access exclusive private banking mortgage solutions with relationship banking benefits. Bespoke terms and high-value property expertise.

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Residential Mortgages

Offset Mortgages

Optimize your mortgage with offset solutions. Reduce interest payments with linked savings and enjoy tax-free benefits in Gerrards Cross.

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Residential Mortgages

Shared Ownership Mortgages

Step onto the property ladder with shared ownership mortgages. Buy 25-75% of your home, rent the rest. Affordable homeownership in Gerrards Cross.

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Specialist Mortgages

Help to Buy Mortgages

Maximize your purchasing power with Help to Buy mortgage schemes. Government equity loans, ISA bonuses, and new build property expertise.

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Residential Mortgages

New Build Mortgages

Secure financing for new build properties with specialist lenders. Off-plan purchases, Help to Buy schemes, and expert new build guidance.

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Specialist Mortgages

Guarantor Mortgages

Enable family-supported homebuying with guarantor mortgages. 100% LTV options and family security for first-time buyers in Gerrards Cross.

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Here's What Our Clients Say.

Let Us Help You Find the Perfect Mortgage.

Whether you’re buying your first home, investing, or need a specialised solution, our expert advisers are here to guide you to the right mortgage for your needs. Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.

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Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.