Hearthstone Mortgages is a 5-star rated Self-Employed Mortgages broker in Gerrards Cross, Buckinghamshire

Self-Employed Mortgages Gerrards Cross

Running your own business shouldn't stop you getting a great mortgage deal, but lenders assess business income differently than employed wages. Our self-employed specialists know exactly what lenders want. Secure your business owner mortgage today.

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Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Here's What Our Clients Say.

Business Owner Finance Solutions.

Overcome self-employed mortgage challenges with our business owner finance expertise in Gerrards Cross. We work with lenders understanding entrepreneurial income, business profits, and self-employed tax returns, securing competitive mortgages for sole traders, partnerships, and limited companies. Our service includes net profit assessments, retained profit calculations, and dividend income evaluation, ensuring your business success translates into homeownership opportunities in South Buckinghamshire.

Our mortgage activity at a glance

Mortgages completed in 2026.

£7,415,013

Lending secured for our clients in 2026.

£181,798

Average mortgage secured for our clients in 2026.

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Why clients trust Hearthstone Mortgages.

Mortgages, but not as you know them;

Whole-of-market advice – independent, unrestricted lender access
Same-day agreement in principle – get clarity fast, provided we have your full details
FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience
Property investors advising property investors – we’ve done it ourselves
Specialists in bridging, development & equity release
Award-winning, highly reviewed – verified 5-star Google ratings
Olympic ambition, real-world results – we aim high, deliver better
Film-producer founded – creative, not corporate
FCA regulated & transparent – compliance meets clarity

Proud to support the Local Community.

We proudly support:

Chalfont Otters Swimming Club – Premier Sponsor.
Beaconsfield Town FC – Main Sponsor.
Wycombe Wanderers FC – Community Partner.
Featured in Bucks Free Press and MSN News.

What our clients think:

Self-Employed Mortgages FAQs.

Local Market Insight For Gerrards Cross

Average property price in Gerrards Cross: £1,180,270
Detached properties sold for an average of £1,621,260
Semi-detached properties averaged £886,000
Flats fetched an average of £596,950
Prices were 2% up on the previous year and 14% below the 2022 peak of £1,366,669

Source: Rightmove Market Trends, Gerrards Cross.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.