Mortgage calculators

Use our mortgage calculators to estimate deposits, borrowing limits and monthly payments so you can better understand your mortgage options.

Explore our mortgage calculators

Use the tools below to estimate deposits, borrowing limits and monthly mortgage payments before speaking with an adviser.

Mortgage Repayment Calculator

Estimate your monthly mortgage repayments based on the loan amount, interest rate and mortgage term. See how much you could pay each month and how payments change over time.

Mortgage Affordability Calculator

Get an estimate of how much you may be able to borrow based on your income, deposit and basic financial details. This calculator provides a guide to typical UK mortgage affordability limits.

First Time Buyer Deposit Calculator

Work out how much deposit you may need as a first-time buyer. See typical deposit percentages and estimate how much cash you may need to buy your first home.

Mortgage Deposit Calculator

Estimate the deposit required to buy a property based on the purchase price and loan-to-value ratio. Useful for home movers and buyers planning their next purchase.

Mortgage Deposit Saving Calculator

See how long it could take to save a deposit for a home. Adjust your monthly savings and target amount to estimate when you could reach your goal.

Stamp Duty Calculator

Estimate how much Stamp Duty Land Tax you may pay when buying property in England or Northern Ireland based on the purchase price and buyer type.

Total Cost to Buy Calculator

Estimate the total upfront cost of buying a property including deposit, stamp duty and common purchase expenses to help you plan your budget.

Mortgage Deal Comparison Calculator

Compare two mortgage deals to see how different interest rates, fees and terms could affect your monthly payments and overall borrowing cost.

Mortgage Overpayment Calculator

See how making regular or lump sum overpayments could reduce your mortgage balance, shorten your term and lower the total interest paid.

Shared Ownership Calculator

Estimate mortgage payments for shared ownership properties based on the share purchased, mortgage amount and typical interest rates.

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