Hearthstone Mortgages is a 5-star rated Critical Illness Cover broker in Gerrards Cross, Buckinghamshire

Critical Illness Cover Gerrards Cross

A long and healthy life is never guaranteed. Thankfully, how well we protect our financial stability in the wake of unanticipated illness is one of the few things we can control. Our team is on hand to provide the advice you need for securing critical illness cover today.

Speak to us

Call 01753 463391 or just pop in your details below and one of our expert mortgage advisers will personally reach out to help you take the first step.

Here's What Our Clients Say.

Financial protection in the event of illness.

Critical illness cover provides financial protection if you fall victim to a covered illness, and pays out either as a lump sum or regular income. These payments can help you and your family keep up with mortgage payments, bills or other liabilities.

The payments received from critical illness cover can be used however you see fit, providing flexibility to cover expenses like medical treatments not covered by health insurance, rehabilitation treatments, alternative therapies or time off needed to recover.

Knowing you have financial protection in place should you be diagnosed with a serious illness lets you worry less and get on living.

Our mortgage activity at a glance

Mortgages completed .

Lending secured for our clients .

Average mortgage secured for our clients .

Why clients trust Hearthstone Mortgages.

Mortgages, but not as you know them;

Whole-of-market advice – independent, unrestricted lender access
Same-day agreement in principle – get clarity fast, provided we have your full details
FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience
Property investors advising property investors – we’ve done it ourselves
Specialists in bridging, development & equity release
Award-winning, highly reviewed – verified 5-star Google ratings
Olympic ambition, real-world results – we aim high, deliver better
Film-producer founded – creative, not corporate
FCA regulated & transparent – compliance meets clarity

Proud to support the Local Community.

We proudly support:

Chalfont Otters Swimming Club – Premier Sponsor.
Beaconsfield Town FC – Main Sponsor.
Wycombe Wanderers FC – Community Partner.
Featured in Bucks Free Press and MSN News.

What our clients think:

Critical Illness Cover FAQs.

How does critical illness cover work?

Critical illness cover provides a tax-free lump sum if you're diagnosed with a condition specified in the policy. This payment aids in affording treatment, paying your mortgage or rent, or making necessary home modifications, such as installing wheelchair access.

Is critical illness worth it?

Critical illness cover can finance modifications to your home if disability occurs. It's a valuable provision if you have dependents and state benefits would be insufficient to cover your financial obligations. It offers peace of mind by securing against major health emergencies.

What does critical illness usually cover?

Typically, critical illness policies cover severe, long-term conditions such as heart attacks, strokes, limb loss, or diseases like cancer, multiple sclerosis, and Parkinson's disease.

Local Market Insight For Gerrards Cross

Average property price in Gerrards Cross: £1,180,270
Detached properties sold for an average of £1,621,260
Semi-detached properties averaged £886,000
Flats fetched an average of £596,950
Prices were 2% up on the previous year and 14% below the 2022 peak of £1,366,669

Source: Rightmove Market Trends, Gerrards Cross.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.