Hearthstone Mortgages is a 5-star rated Life Insurance broker in Gerrards Cross, Buckinghamshire

Life Insurance Gerrards Cross

Your life is your most valuable asset. If the unthinkable should happen, life insurance steps in to make sure those you love are able to enjoy every asset you’ve worked hard to secure. We can advise on the most suitable policy for you.

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Leave your details and one of our local advisers will be in touch, usually within 24 hours, to help you take the next step. Alternatively you can call us on 01753 463391 if your enquiry is more urgent.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Here's What Our Clients Say.

Secure the life you’ve built for those you love..

Life insurance protects the financial security of your loved ones in the event of your death. The lump sum paid by your policy can help cover living expenses, mortgage repayments, debts and other financial obligations losing your income might otherwise threaten.

Knowing your loved ones won’t lose the home you’ve built because you’re no longer there to pay for it makes resting easy, well, easier.

Life insurance can be an essential part of estate planning as you determine the way your assets will be distributed amongst your beneficiaries.

Our mortgage activity at a glance

Mortgages completed in 2026.

£7,415,013

Lending secured for our clients in 2026.

£181,798

Average mortgage secured for our clients in 2026.

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Why clients trust Hearthstone Mortgages.

Mortgages, but not as you know them;

Whole-of-market advice – independent, unrestricted lender access
Same-day agreement in principle – get clarity fast, provided we have your full details
FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience
Property investors advising property investors – we’ve done it ourselves
Specialists in bridging, development & equity release
Award-winning, highly reviewed – verified 5-star Google ratings
Olympic ambition, real-world results – we aim high, deliver better
Film-producer founded – creative, not corporate
FCA regulated & transparent – compliance meets clarity

Proud to support the Local Community.

We proudly support:

Chalfont Otters Swimming Club – Premier Sponsor.
Beaconsfield Town FC – Main Sponsor.
Wycombe Wanderers FC – Community Partner.
Featured in Bucks Free Press and MSN News.

What our clients think:

Life Insurance FAQs.

How much is life insurance in the UK per month?

As per recent statistics, life insurance in the UK averages around £38 per month for a cover of £152,000. However, premiums can start as low as £5 per month for those seeking less cover or for younger families.

Is it worth getting life insurance?

It's highly advisable to get a life insurance policy if your loved ones depend on your income. A life insurance policy can replace your financial contributions or safeguard your family from inheriting your debts.

At what age should you get life insurance?

The ideal time to buy life insurance is when you're young and healthy because premiums are generally lower. As we age and our health risk increases, life insurance rates tend to rise. Hence, you'll likely pay less for life insurance at age 25 compared to age 40.

Local Market Insight For Gerrards Cross

Average property price in Gerrards Cross: £1,180,270
Detached properties sold for an average of £1,621,260
Semi-detached properties averaged £886,000
Flats fetched an average of £596,950
Prices were 2% up on the previous year and 14% below the 2022 peak of £1,366,669

Source: Rightmove Market Trends, Gerrards Cross.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.