Doing things in property others won’t.

Hearthstone Mortgages was founded by Ajay Nayyar in 2019 when he realised he could bring something new to the mortgage advice market: 

A trusted partner for prospective buyers – not just another go-between. At Hearthstone, we believe no problem is too big and no opportunity is too small. We see ourselves as the people you’re proud to put in your phone contacts, not just a means to securing a loan. We’re big thinkers, problem solvers and dealmakers who share your Olympic sized ambitions to get on, move up, or utterly dominate the property ladder with an epic portfolio. 

From seasoned investors to first-time home buyers, your dreams are our dreams and we advise you like you’re family; because at Hearthstone, you are.

Our promise:


You need a mortgage that meets your needs, not industry trends. Our advisers get to know you so they can make recommendations that match.


We mean it when we say we treat you like family. We’ve provided mortgage and finance advice for thousands of property transactions spanning all kinds of scenarios, and we still get excited about every new client as if it’s our first.


Tricky situation? You’re in the right place. Our advisers are problem solvers, big thinkers and deal makers. If there’s a solution to be found, you can rely on us to find it.

Our Team:

Ajay Nayyar

Founder and Managing Director

When not advising on mortgages, bridging loans, protection and more, you can find Ajay building his own property portfolio and speaking to fellow investors as a spokesperson on the Prosperity Network. 

And if he’s not at work securing the property dreams of himself and others, Ajay can be found in film studios and on sets as an award winning actor and producer with 20+ television and film productions under his belt.

Jordanne Whiley

Senior Adviser

Jordanne oversees the day-to-day running of Hearthstone. An experienced adviser across mortgages, equity release, commercial, bridging, development finance, protection and will writing, Jordanne’s drive to help her clients achieve their dreams is hard to match. 

She’s also a 4x Paralympic medalist and 13x Grand Slam champion who competed at the highest levels in wheelchair tennis before bringing her literally Olympic-sized ambition to Hearthstone.

Hardik Patel

Hardik joined the Hearthstone Mortgages team in January 2022. His years of experience as an established mortgage adviser within the residential mortgage space made for a smooth, exciting transition to the wild world of commercial finance. In addition to his familiarity with residential mortgages, Hardik offers insightful advice on commercial, bridging, and development loans. 

Hardik has also discovered a passion for property investing. He’s officially begun developing and expanding his property portfolio, making Hardik an adviser of choice for any clients seeking a proactive, forward-thinking professional with a keen eye for wealth-building and investment opportunities.

Prior to his work in mortgage advice, Hardik worked in engineering, lending his skills to several prominent oil and gas contractors. Hardik is at heart a dedicated family man with a wife and two children who inspire his passionate approach to everything he does.