Mortgage Adviser in Chichester

Hearthstone Mortgages is your trusted mortgage broker for Chichester. Covering the South Coast from our West Sussex base, we provide expert advice to buyers, landlords, and homeowners across Chichester and nearby areas.

Looking for a Mortgage Adviser in Chichester?

Hearthstone Mortgages is a 5-star rated, FCA-regulated broker supporting clients in Chichester, Tangmere, Fishbourne, and the surrounding PO19 and PO20 postcode areas.

Whether you’re a first-time buyer, experienced landlord, or looking to remortgage, we provide whole-of-market access, strategic advice, and fast decisions — all tailored to Chichester’s unique market.

Chichester combines historic charm with modern growth, offering a healthy mix of properties. The average house price is £438,888 (Rightmove, 2023), with flats averaging £288,742, terraced homes at £373,420, and semi-detached homes fetching £439,972. Despite market shifts, Chichester prices are 2% above the 2022 peak, showing resilient demand and strong long-term value.

Hearthstone Mortgages is a trading name of Hearthstone Advisory Ltd. Authorised and regulated by the Financial Conduct Authority (FRN: 945282). View on FCA register.

Why clients in Chichester trust Hearthstone.

Mortgages, but not as you know them;

  • Whole-of-market advice – independent, unrestricted lender access.
  • Same-day agreement in principle – get clarity fast, provided we have your full details.
  • FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience.
  • Property investors advising property investors – we’ve done it ourselves.
  • Specialists in bridging, development & equity release.
  • Award-winning, highly reviewed – verified 5-star Google ratings.
  • Olympic ambition, real-world results – we aim high, deliver better.
  • Film-producer founded – creative, not corporate.
  • FCA regulated & transparent – compliance meets clarity.
Mortgages completed in 2025.
162
Lending secured for our clients in 2024.
£ 22833100
Average mortgage secured for our clients.
£ 172005

Our Mortgage Services.

Residential

Helping first-time buyers secure the right mortgage with tailored support.

Residential

Find better rates or release equity with expert remortgage advice.

Residential

Support for smooth transitions when buying your next home.

Residential

Unlock property value with safe, FCA-regulated equity release options.

Investment

Specialist mortgages designed for rental property investments.

Investment

Finance solutions for offices, retail units, and business premises.

Investment

Tax-efficient mortgage options for property-owning companies.

Specialist

Flexible mortgage solutions tailored to contractor income structures.

Specialist

Clear mortgage advice for freelancers and business owners.

Specialist

Custom solutions for complex income and large mortgage needs.

Commercial

Short-term finance to bridge property purchases and sales.

Commercial

Funding solutions for property construction or renovation projects.

Commercial

Fast, reliable finance to meet auction purchase deadlines.

Let us find the best mortgage for you.

Speak with a specialist adviser who knows the Chichester market.

Want to get a head start? Download your credit report via Check My File, to kick start the process.

Chichester Property Market at a Glance.

  • Average property price in Chichester: £438,888.
  • Flats averaged £288,742.
  • Terraced properties sold for £373,420.
  • Semi-detached homes fetched £439,972.
  • Prices were 1% down year-on-year, but 2% above the 2022 peak of £430,485.

Source: Rightmove Market Trends, Chichester.

Supporting Our Local Community.

We’re more than advisers, we’re community partners:

We don’t just serve Chichester, we help drive communities forward across the South Coast.
We also provide mortgage advice in nearby areas, including Bognor Regis, Portsmouth, Brighton, and many more.

Our Mortgage Advisers:

Meet the experts behind our success. Each adviser at Hearthstone Mortgages holds CeMAP or higher-level certifications, real property experience, and deep knowledge of specialist lending. This includes buy-to-let portfolios, bridging finance, equity release, and commercial lending.

Ajay Nayyar

CeMAP

Founder and Managing Director

Ajay is the Managing Director of The Hearthstone Group, who excelled in the mortgage advisory space leading him to founding Hearthstone Mortgages in 2019. In addition to being at the top of the game in the UK advising on mortgages, bridging loans, protection and more, Ajay has built his own property portfolio across the UK. He has spoken on numerous panels throughout his career to fellow investors and mortgage lenders, and is a highly valued spokesperson for one of the most active property networks around.

Ajay’s fuel for helping as many people as possible drives him to continue growing the Hearthstone brand making sure that the knowledge he and his team share with clients is invaluable, creating possibilities that seem unattainable.

When he’s not securing property dreams for himself and mortgage clients, Ajay can be found hanging around the film studios as an actor and multiple award winning producer with over 20 projects to his name.

Ajay Nayyar

Jamie Boxall

CeMAP

Specialist Mortgage & Development Finance Adviser

Jamie brings a unique edge to Hearthstone Mortgages, combining a deep understanding of property finance, construction, and investment strategy. Before joining the industry, Jamie spent several years working hands-on in the construction sector — giving him a practical, ground-level insight into how property really works.

As a buy-to-let investor and adviser, Jamie specialises in helping landlords, developers, and portfolio clients across the South Coast and South East secure finance for everything from single-unit lets to multi-million-pound development schemes.

Jamie’s advice is always direct, strategic, and rooted in real-world experience. Whether you’re navigating complex lending criteria or looking to scale your portfolio, Jamie works to cut through the noise and deliver results, not jargon.

He primarily supports clients in Chichester, Bognor, Portsmouth, Southampton, Brighton, Hove, Eastbourne, and across the GU, RH, KT postcodes in Surrey, as well as Bournemouth.

Jamie Boxall Hearthstone Mortgages

Let us find the best mortgage for you.

Speak with a specialist who knows the local market.

Want to get a head start? Download your credit report via Check My File, to kick start the process.

What our clients think:

Hearthstone logo

Talk to a Mortgage Expert Today.

Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.

Fast answers. Friendly advice. Free consultation.

Hearthstone logo

Talk to a Mortgage Expert Today.

Just pop in your details and one of our expert mortgage advisers will personally reach out to help you take the first step.

Fast answers. Friendly advice. Free consultation.