Insurance broker services, Gerrards Cross, Buckinghamshire

Clear protection advice built around your circumstances.

Choosing the right insurance isn’t about ticking boxes or buying the most cover available. You’ll get clear guidance on policies that genuinely fit your circumstances, helping you protect what matters without overpaying or missing important details.

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Here's What Our Clients Say.

Posted on Google Google
Aamir Shahmeer
9 September 2026
Thank you very much, Sukhraj, for your assistance and advice regarding my first mortgage every step proceeded smoothly and without stress, and I highly recommend your excellent services.
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Sheikh Ahmad
27 August 2026
"Five-star service from start to finish! Sukhraj Samra from Hearthstone incredibly helpful, always available to answer my questions, and explained every step of the mortgage approval clearly. As an first time buyer Thank you so much.
Posted on Google Google
Isabel Giles
16 August 2026
I got in touch with Hearthstone as their reviews and ethos looked great. Unfortunately, even when just trying to arrange a short initial appointment with Ajay, I found the communication disappointing. One email where I provided my available dates and times wasn’t responded to for a week, and I only received a response after sending a follow-up email. After their reply, I again received no response for another week. By that point, thankfully, I had found another mortgage broker who was much more responsive. I appreciate that businesses can get busy, but based on my experience, I would be cautious about using Hearthstone if you’re on a tight timeframe or value prompt communication, particularly if you have questions throughout the mortgage process
Posted on Google Google
Manpreet Sanghera
10 August 2026
A great supportive service provided by Sukhraj, I went to him with complicated circumstances but he was not phased and worked hard to source me the best deal and with added time constraints he achieved the result that I needed. I highly recommend Sukhraj and the team as everything is explained clearly and very transparent around charges. Thank you Sukhraj
Posted on Google Google
Suraj Kareer
10 July 2026
I used Harri for my mortgage broker. There will be no going back, amazing service from start to finish. Pursued the lenders on my behalf and kept me informed in the whole process. Most importantly he kept me calm and relaxed during this stressful period. I will be using his services again without any hesitation.
Posted on Google Google
Shahid Hussain
30 June 2026
I can’t thank Sukhraj Samra enough for all the help and support throughout my residential mortgage application. The whole process was explained clearly from start to finish, and any questions I had were answered quickly and professionally. Sukhraj kept me updated at every stage and made what could have been a stressful experience feel straightforward. Thanks to his dedication and expertise, I received my full mortgage offer. I would highly recommend Sukhraj to anyone looking for a knowledgeable, reliable, and trustworthy mortgage broker.
Posted on Google Google
W Amd
3 February 2026
I really appreciate Very quick response Very professional 👍 sukhraj 👍
Posted on Google Google
Manpreet Grewal
6 January 2026
First time I’ve used Hari and the whole experience was seamless and all went smoothly. He was very helpful and provided various rates that suited. Communication was first class and I will be using him again. Thank you Hari!
Posted on Google Google
Rosina Kapoor
6 January 2026
Hearth Stone Mortgages provides outstanding and highly professional service. From the very first day, Sukhraj took the time to understand my situation and clearly explained all the available options. He was always accessible, incredibly responsive, and went above and beyond throughout the entire process. Sukhraj is exceptionally knowledgeable, experienced, and supportive. I would highly recommend him to anyone looking for a reliable and expert mortgage advisor.
Posted on Google Google
azi choudry
20 November 2025
I must say that Hearth Stone mortgages provide excellent and professional service. I’ve dealt with Sukhraj who is great when it comes to mortgages, I’ve dealt with several mortgage advisors over the years but he is levels above your standard mortgage advisor. Don’t waste your time with other mortgage advisors go to him and he will get your mortgage approved…

Our Insurance Broker Services.

Life Insurance

Life Insurance provides financial security for your family if you die, helping to cover your mortgage, household bills and future living costs. It ensures the people who depend on you are protected when it matters most.

Critical Illness Cover

Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a serious illness covered by the policy. It can help clear or reduce your mortgage and give you financial flexibility while you focus on recovery.

Income Protection Insurance

Income Protection Insurance provides a regular income if you’re unable to work due to illness or injury. It helps cover everyday outgoings like your mortgage, bills and living costs, giving you financial breathing space when you need it most.

Family Income Benefit

Family Income Benefit pays a regular, tax-free income to your family if you die during the policy term. It helps replace lost income and cover everyday living costs, providing ongoing financial stability for those who depend on you.

Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance helps cover your monthly mortgage payments if you’re unable to work due to accident, illness or involuntary redundancy. It provides short-term financial support to help protect your home while you get back on your feet.

Landlord Insurance

Landlord Insurance is designed to protect rental properties, covering the building, landlord contents and risks such as damage, loss of rent and liability. It helps safeguard your investment and manage financial risk as a property owner.

Buildings and Contents Insurance

Buildings and Contents Insurance protects your home and belongings against risks such as fire, flooding, theft and accidental damage. It helps cover the cost of repairs or replacement, giving you peace of mind that your property and possessions are protected.

Let Us Help You Find the Perfect Mortgage.

Whether you’re buying your first home, investing, or need a specialised solution, our expert advisers are here to guide you to the right mortgage for your needs. Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.

Speak to us

Leave your details and one of our local advisers will be in touch to help you take the next step.

Mortgages completed in 2025.
532
Lending secured for our clients in 2025.
£ 87667390
Average mortgage secured for our clients.
£ 194094

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