Hearthstone Mortgages is your trusted mortgage broker for Southall. From our base in Gerrards Cross, we deliver expert mortgage advice to clients across UB1, UB2, and the wider West London area — with transparent, FCA-regulated support every step of the way.
Hearthstone Mortgages is a 5-star rated, FCA-regulated mortgage adviser supporting homebuyers and landlords across Southall, UB1, UB2 and surrounding West London communities.
Whether you’re buying your first flat, upsizing to a family home, or exploring investment options, we deliver whole-of-market mortgage advice with a sharp focus on fast decisions, transparency, and long-term value.
Southall’s rich cultural mix, improved infrastructure, and new developments have made it increasingly popular with buyers. The average property price is £454,001 (Rightmove, 2023), with terraced homes at £476,229, and flats averaging £301,562.
Hearthstone Mortgages is a trading name of Hearthstone Advisory Ltd. Authorised and regulated by the Financial Conduct Authority (FRN: 945282).
Mortgages, but not as you know them;
We provide fully tailored mortgage advice across:
Helping first-time buyers secure the right mortgage with tailored support.
Unlock property value with safe, FCA-regulated equity release options.
Flexible mortgage solutions tailored to contractor income structures.
Let us find the right mortgage for you. Work with a mortgage adviser who understands the Southall property market.
Want to get a head start? Download your credit report via Check My File to kickstart the process.
We’re proud to support mortgage clients across Southall and wider West London, helping buyers make smart property moves with clarity and confidence.
We also provide expert mortgage advice in nearby areas including Wembley, Harrow, Uxbridge, and Edgware.
We proudly support:
Meet the experts behind our success. Each adviser at Hearthstone Mortgages holds CeMAP or higher-level certifications, real property experience, and deep knowledge of specialist lending. This includes buy-to-let portfolios, bridging finance, equity release, and commercial lending.
CeMAP
Founder and Managing Director
Ajay is the Managing Director of The Hearthstone Group, who excelled in the mortgage advisory space leading him to founding Hearthstone Mortgages in 2019. In addition to being at the top of the game in the UK advising on mortgages, bridging loans, protection and more, Ajay has built his own property portfolio across the UK. He has spoken on numerous panels throughout his career to fellow investors and mortgage lenders, and is a highly valued spokesperson for one of the most active property networks around.
Ajay’s fuel for helping as many people as possible drives him to continue growing the Hearthstone brand making sure that the knowledge he and his team share with clients is invaluable, creating possibilities that seem unattainable.
When he’s not securing property dreams for himself and mortgage clients, Ajay can be found hanging around the film studios as an actor and multiple award winning producer with over 20 projects to his name.
CeMAP, CeRER, PhD
Office Manager and Senior Adviser
Jordanne is an award-winning and highly experienced Senior Adviser across mortgages, equity release, commercial property, bridging, development finance, protection and will writing. Jordanne oversees the day-to-day operations at Hearthstone Mortgages; her drive to help her clients achieve their dreams is unmatched and her constant praise and reviews speak for themselves.
Additionally, Jordanne is a tennis 4x Paralympic medalist and 13x Grand Slam champion, having competed at the highest levels, prior to bringing her quite literally Olympic level ambition to Hearthstone.
CeMAP
Specialist Mortgage & Development Finance Adviser
Jamie brings a unique edge to Hearthstone Mortgages, combining a deep understanding of property finance, construction, and investment strategy. Before joining the industry, Jamie spent several years working hands-on in the construction sector — giving him a practical, ground-level insight into how property really works.
As a buy-to-let investor and adviser, Jamie specialises in helping landlords, developers, and portfolio clients across the South Coast and South East secure finance for everything from single-unit lets to multi-million-pound development schemes.
Jamie’s advice is always direct, strategic, and rooted in real-world experience. Whether you’re navigating complex lending criteria or looking to scale your portfolio, Jamie works to cut through the noise and deliver results, not jargon.
He primarily supports clients in Chichester, Bognor, Portsmouth, Southampton, Brighton, Hove, Eastbourne, and across the GU, RH, KT postcodes in Surrey, as well as Bournemouth.
Speak with a specialist who knows the local market.
Want to get a head start? Download your credit report via Check My File, to kick start the process.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 945282). Hearthstone Advisory Limited is a company registered in England and Wales (Company Number 10563329) with its registered office at Europa House, Marsham Way, Gerrards Cross, Buckinghamshire, SL9 8BQ. View us on the FCA register. We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
© 2025 All rights reserved. Hearthstone Mortgages, a trading name of Hearthstone Advisory Limited.
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