If you earn over £100,000 per year you could be classed as a High Net Worth individual. Whilst that might make you attractive to lenders, it might not guarantee the best rates. Our advisers have ensured many buyers find mortgages that don’t penalise them for being a high income earner.
Wealth management looks different for every household. We’ve built relationships with specialist companies suited to your needs after years of experience helping people just like you.
You worked hard to get to where you are, so the approach to assessing your finances has to be just as bespoke. We can match you with a specialist lender whose care and commitment you can trust.
Not all mortgage lenders truly understand the needs of high net worth individuals. We do. Our recommendations get you the right advice from the right people, exactly when you need it most.
Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.
A High Net Worth Mortgage is a specialised mortgage designed specifically for high net worth individuals. While some can secure property finance through traditional banks or lenders, many struggle to get high-level funding, as these institutions often fail to consider their total wealth and affordability.
A high net worth mortgage is a mortgage option for individuals earning an annual net income of £300,000 or possessing assets valued at £3 million or more.
Yes, they do. To apply for a mortgage, you’ll need a high net worth statement, which lenders typically provide a template for. Your accountant can fill and sign this as a proof of your income.
Our friendly advisers are available Monday to Friday, for a no obligation consultation.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 945282). Hearthstone Advisory Limited is a company registered in England and Wales (Company Number 10563329) with its registered office at Europa House, Marsham Way, Gerrards Cross, Buckinghamshire, SL9 8BQ. View us on the FCA register. We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
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