Don’t let your wealth get in the way of you being able to borrow.

If you earn over £100,000 per year you could be classed as a High Net Worth individual. Whilst that might make you attractive to lenders, it might not guarantee the best rates. Our advisers have ensured many buyers find mortgages that don’t penalise them for being a high income earner.

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Peace of mind, however you earn.

Wealth management looks different for every household. We’ve built relationships with specialist companies suited to your needs after years of experience helping people just like you.

A holistic and flexible approach to your finances.

You worked hard to get to where you are, so the approach to assessing your finances has to be just as bespoke. We can match you with a specialist lender whose care and commitment you can trust.

Services designed with you in mind.

Not all mortgage lenders truly understand the needs of high net worth individuals. We do. Our recommendations get you the right advice from the right people, exactly when you need it most.

Let us find a high net worth mortgage for you.

Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.

Specialist Mortgages.

High net worth mortgages FAQs:

A High Net Worth Mortgage is a specialised mortgage designed specifically for high net worth individuals. While some can secure property finance through traditional banks or lenders, many struggle to get high-level funding, as these institutions often fail to consider their total wealth and affordability.

A high net worth mortgage is a mortgage option for individuals earning an annual net income of £300,000 or possessing assets valued at £3 million or more.

Yes, they do. To apply for a mortgage, you’ll need a high net worth statement, which lenders typically provide a template for. Your accountant can fill and sign this as a proof of your income.

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