Hearthstone Mortgages is a 5-star rated Help to Buy Mortgages broker in Gerrards Cross, Buckinghamshire

Help to Buy Mortgages Gerrards Cross

Government Help to Buy schemes can boost your deposit with equity loans and ISA bonuses, making new build properties more affordable. Our advisers know exactly how these schemes work. Get started today.

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Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Here's What Our Clients Say.

Government Support for New Buyers.

Maximize your purchasing power through government Help to Buy schemes with our specialist mortgage service. We guide you through Help to Buy equity loans, ISA bonuses, and mortgage guarantee options, focusing on new build properties in the Gerrards Cross area. Our expertise ensures you understand the long-term implications while securing competitive mortgage rates, making homeownership achievable with smaller deposits and government support in Buckinghamshire’s desirable locations.
Our mortgage activity at a glance
153
Mortgages completed in 2026.
£27,191,837
Lending secured for our clients in 2026.
£239,643
Average mortgage secured for our clients in 2026.

Why clients trust Hearthstone Mortgages.

Mortgages, but not as you know them;

  • Whole-of-market advice – independent, unrestricted lender access
  • Same-day agreement in principle – get clarity fast, provided we have your full details
  • FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience
  • Property investors advising property investors – we’ve done it ourselves
  • Specialists in bridging, development & equity release
  • Award-winning, highly reviewed – verified 5-star Google ratings
  • Olympic ambition, real-world results – we aim high, deliver better
  • Film-producer founded – creative, not corporate
  • FCA regulated & transparent – compliance meets clarity

Proud to support the Local Community.

We proudly support:

What our clients think:

Help to Buy Mortgages FAQs.

Local Market Insight For Gerrards Cross

  • Average property price in Gerrards Cross: £1,180,270
  • Detached properties sold for an average of £1,621,260
  • Semi-detached properties averaged £886,000
  • Flats fetched an average of £596,950
  • Prices were 2% up on the previous year and 14% below the 2022 peak of £1,366,669


Source: Rightmove Market Trends, Gerrards Cross.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.

Ajay Nayyar - Founder and Managing Director

Ajay Nayyar

Founder and CEO

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jordanne Whiley MBE - Office Manager and Senior Adviser

Jordanne Whiley MBE

Office Manager and Senior Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Hardik Patel - Mortgage Adviser

Hardik Patel

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Satbeer Singh - Mortgage Adviser and Lead Accountant

Satbeer Singh

Mortgage Adviser and Lead Accountant

Sukhraj Samra - Mortgage Broker

Sukhraj Samra

Mortgage Broker

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jamie Boxall - Specialist Mortgage & Development Finance Adviser

Jamie Boxall

Specialist Mortgage & Development Finance Adviser

Advice is delivered from our Gerrards Cross office and remotely; some advisers are based regionally: Tangmere, Chichester PO20 2FL

Charlotte Grahame - Administrator_Trainee Mortgage Adviser

Charlotte Grahame

Administrator - Trainee Mortgage Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

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