Secure Your Financial Freedom
Explore how releasing equity can offer people over the age of 55 comfort and security, without any upfront stress.
Gift today, secure tomorrow.
Why wait? Releasing equity from your home may enable you to offer early inheritances and enjoy life's pleasures now.
Live your dreams, keep your home.
Turn your home equity into tax-free cash for travels and luxuries, without the fear of losing your home or burdening your legacy with debt.
Enhance your home and income.
Discover how to upgrade your lifestyle and supplement your income, tax-free, while keeping your home and peace of mind intact.
Let us find an Equity Release mortgage for you.
Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.
Residential Mortgages
Equity Release FAQs:
You are eligible for equity release if you are aged 55 or over. Any existing mortgage on your home must be repaid.
You do payback equity release. You can pay back the loan at any time, however early repayment charges will be payable for a set amount of time, usually between 8-15 years. You may also be able to make overpayments or voluntary payments during the term of your loan without penalty. However, if the loan is repaid on death, or upon entering long term care, then no early repayment charges will apply.
How much equity you can release from your property is determined by the value of your property, your age and your personal circumstances. The maximum loan to value you can release is 55%.
