5 Star Rated First Time Buyer Mortgages Amersham

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Our Mortgage Services.

Residential Mortgages

First Time Buyer Mortgages

Navigate your first property purchase with specialist first-time buyer mortgage advice. Access Help to Buy schemes, 95% LTV deals, and expert guidance in Gerrards Cross.
Specialist Mortgages

High Net Worth Mortgages

Access sophisticated mortgage solutions for luxury properties with high net worth lending. Large loan amounts and bespoke terms.
Residential Mortgages

Remortgaging

Save money and release equity with expert remortgage advice. Compare 90+ lenders for the best rates and switch deals in Gerrards Cross.
Residential Mortgages

Home Mover Mortgages

Moving home made simple with expert home mover mortgage advice. Chain management, mortgage porting, and competitive rates in Gerrards Cross.
Investment Mortgages

Buy-to-Let Mortgages

Build your property investment portfolio with buy-to-let mortgages. Rental income assessment and competitive investment finance in Gerrards Cross.
Specialist Mortgages

Self-Employed Mortgages

Overcome self-employed mortgage challenges with business owner finance expertise. Sole trader and limited company mortgage solutions.
Residential Mortgages

Equity Release Mortgages

Access property wealth with later life mortgage solutions. Lifetime mortgages, home reversion plans, and expert equity release advice in Gerrards Cross.
Specialist Mortgages

Contractor Mortgages

Navigate mortgage applications as a contractor with specialist contractor mortgages. Day rate and contract income expertise for freelancers.
Residential Mortgages

Mortgage Protection Advice

Protect your property investment and family security with mortgage protection advice. Life insurance and income protection solutions.
Investment Mortgages

HMO Mortgages

Maximize rental yields with HMO mortgages. Multi-let property finance and higher rental returns for student and professional accommodation.
Investment Mortgages

Holiday Let Mortgages

Capitalize on short-term rental opportunities with holiday let mortgages. Airbnb property finance and furnished holiday let expertise.
Specialist Mortgages

Expat Mortgages

Secure UK property finance from abroad with expat mortgages. Foreign income assessment and non-resident lending expertise.
Specialist Mortgages

Private Bank Mortgages

Access exclusive private banking mortgage solutions with relationship banking benefits. Bespoke terms and high-value property expertise.
Residential Mortgages

Offset Mortgages

Optimize your mortgage with offset solutions. Reduce interest payments with linked savings and enjoy tax-free benefits in Gerrards Cross.
Residential Mortgages

Shared Ownership Mortgages

Step onto the property ladder with shared ownership mortgages. Buy 25-75% of your home, rent the rest. Affordable homeownership in Gerrards Cross.
Specialist Mortgages

Help to Buy Mortgages

Maximize your purchasing power with Help to Buy mortgage schemes. Government equity loans, ISA bonuses, and new build property expertise.
Residential Mortgages

New Build Mortgages

Secure financing for new build properties with specialist lenders. Off-plan purchases, Help to Buy schemes, and expert new build guidance.
Specialist Mortgages

Guarantor Mortgages

Enable family-supported homebuying with guarantor mortgages. 100% LTV options and family security for first-time buyers in Gerrards Cross.

Our Finance Broker Services.

Bridging Finance

Short-term property finance to help you move quickly when timing matters. Ideal for purchases, auctions or chain breaks, with funding arranged around your circumstances and exit plan.

Development Finance

Funding for residential and commercial property developments, structured around your project, build costs and timescales.

Auction Finance

Short-term property finance designed to meet auction timescales and completion deadlines.

Limited Company Buy-to-Let Mortgages

Mortgage advice for buy-to-let properties held in limited companies or SPVs, structured around your investment plans.

Portfolio Landlord Mortgages

Mortgage advice for landlords with multiple properties, helping structure lending across a growing portfolio.

Commercial Finance

Funding solutions for commercial property and business-related borrowing, structured around your plans and cash flow.

Refurbishment Bridging Loans

Short-term funding to upgrade properties before sale or letting. Serving landlords in Colchester and Southend-on-Sea.

Our Insurance Broker Services.

Life Insurance

Life Insurance provides financial security for your family if you die, helping to cover your mortgage, household bills and future living costs. It ensures the people who depend on you are protected when it matters most.

Critical Illness Cover

Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a serious illness covered by the policy. It can help clear or reduce your mortgage and give you financial flexibility while you focus on recovery.

Income Protection Insurance

Income Protection Insurance provides a regular income if you’re unable to work due to illness or injury. It helps cover everyday outgoings like your mortgage, bills and living costs, giving you financial breathing space when you need it most.

Family Income Benefit

Family Income Benefit pays a regular, tax-free income to your family if you die during the policy term. It helps replace lost income and cover everyday living costs, providing ongoing financial stability for those who depend on you.

Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance helps cover your monthly mortgage payments if you’re unable to work due to accident, illness or involuntary redundancy. It provides short-term financial support to help protect your home while you get back on your feet.

Landlord Insurance

Landlord Insurance is designed to protect rental properties, covering the building, landlord contents and risks such as damage, loss of rent and liability. It helps safeguard your investment and manage financial risk as a property owner.

Buildings and Contents Insurance

Buildings and Contents Insurance protects your home and belongings against risks such as fire, flooding, theft and accidental damage. It helps cover the cost of repairs or replacement, giving you peace of mind that your property and possessions are protected.

Let Us Find the Right Mortgage for You

Proud to support the Local Community.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.

Ajay Nayyar - Founder and Managing Director

Ajay Nayyar

Founder and CEO

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jordanne Whiley MBE - Office Manager and Senior Adviser

Jordanne Whiley MBE

Office Manager and Senior Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Hardik Patel - Mortgage Adviser

Hardik Patel

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Satbeer Singh - Mortgage Adviser and Lead Accountant

Satbeer Singh

Mortgage Adviser and Lead Accountant

Sukhraj Samra - Mortgage Broker

Sukhraj Samra

Mortgage Broker

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jamie Boxall - Specialist Mortgage & Development Finance Adviser

Jamie Boxall

Specialist Mortgage & Development Finance Adviser

Tangmere, Chichester PO20 2FL

Charlotte Grahame - Administrator_Trainee Mortgage Adviser

Charlotte Grahame

Administrator - Trainee Mortgage Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Let us find the best mortgage for you.

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