Can you buy a house if you are a contractor?

Yes, being a contractor does not stop you from buying a house. The focus is on proving sustainable income, affordability and deposit. Whether you are a first-time buyer, moving home or remortgaging, there are lenders who understand contractor income structures. The best route depends on your day rate, contract history and how you operate. (Unbiased) Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.