Contractor Mortgage Calculator
Easily calculate your potential mortgage borrowing as a contractor or freelancer. Our contractor mortgage calculator uses your day rate and contract terms to estimate how much lenders may offer, based on common affordability methods used by contractor-friendly lenders in the UK.
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Call 01753 463391 or just pop in your details below and one of our expert mortgage advisers will personally reach out to help you take the first step.
Make Informed Decisions with Our Contractor Mortgage Calculator.
If you’re a contractor working through a limited company or on a fixed-term contract, knowing how much you might be able to borrow is key. Our Contractor Mortgage Calculator helps estimate your potential borrowing based on your day rate, working pattern, and common lender affordability multiples.
It’s designed to give contractors a clearer picture of what’s possible, without the jargon or guesswork.
Want to explore real mortgage options? Visit our Contractor Mortgages page to see how we support self-employed professionals like you.
Please note: This calculator is for guidance only and does not constitute financial advice. Borrowing limits depend on individual circumstances and full lender criteria. Speak to a qualified mortgage adviser for tailored support.
Contractor Mortgage Calculator
Estimate your potential borrowing as a contractor based on your day rate, working pattern, and deposit. This calculator uses common lender affordability rules to provide an estimated range — actual figures will vary.
Results
Annualised Income: £-
Estimated Borrowing Range:
- 4× income: £-
- 4.5× income: £-
- 5× income: £-
- 5.5× income: £-
Indicative Property Budget: £-
This calculator is a guide only and does not constitute financial advice. Speak to a qualified mortgage adviser to explore your options.