Buy to Let Mortgage Calculator Tools for UK Landlords
Explore borrowing potential, monthly costs, and rental yield in minutes.
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Plan Smarter with Our Buy to Let Calculators.
Whether you’re investing through a limited company or as an individual, our Buy to Let calculators help you estimate what you could borrow, what your repayments might look like, and how your rental income stacks up. These tools are based on common lender criteria and stress-testing methods, but are only a guide.
Looking for tailored advice and real mortgage options? Explore our full Buy to Let Mortgages service page to see how we can help.
These calculators do not constitute financial advice and should not be relied upon as a sole source of guidance. Your actual borrowing will depend on full lender criteria and individual circumstances.
Buy to Let Repayment & Yield Calculator
Use this calculator to estimate your monthly mortgage payments (repayment or interest-only), loan-to-value (LTV), and gross rental yield based on your property price, deposit, and interest rate.
Results
Loan Amount: £0
Monthly Repayment (Capital + Interest): £0
Monthly Interest Only Payment: £0
Loan to Value (LTV): 0%
Gross Rental Yield: 0%
This is a guide only and does not constitute financial advice. Speak to an FCA-registered mortgage adviser to discuss your options.
Maximum Loan Calculator (ICR-Based)
This calculator estimates the maximum amount you could borrow based on your property's rental income. It uses common lender criteria, including stress-tested interest rates and minimum interest coverage ratios (ICRs), which vary based on your tax status and product type.
Result
Stress Rate Used: -%
ICR Applied: -x
Maximum Loan: £-
This is a guide only and does not constitute financial advice. Speak to an FCA-registered mortgage adviser to discuss your options.
Custom Rental Coverage Calculator
Enter your expected monthly rent, the stress rate, and the rental coverage percentage required by the lender to calculate the maximum loan amount they may offer.
Result
Stress Rate Used: -%
Rental Coverage Applied: -%
Maximum Loan: £-