First-time buyer borrowing power calculator
Get a clearer guide to what you may be able to borrow based on income, commitments, dependants and deposit.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
This information is computer generated, based on the figures you enter, rounded values and standard assumptions. It is designed as a useful guide only. Always confirm costs, eligibility, fees and lender criteria with a qualified adviser and a formal illustration before acting.
This is a guide, not a mortgage decision. Lenders also look at credit history, outgoings, deposit size and how affordable the payments look over time.
Want help turning these numbers into a real mortgage plan?
Calculators are useful for getting a rough idea, but every lender assesses things a little differently. If you would like advice based on your own situation, speak to a qualified mortgage adviser.
Speak with a mortgage adviser