Hearthstone Mortgages is a 5-star rated Family Income Benefit broker in Gerrards Cross, Buckinghamshire

Family Income Benefit Gerrards Cross

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Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Reference number: 945282).

Here's What Our Clients Say.

Our mortgage activity at a glance
52
Mortgages completed in 2026.
£7,415,013
Lending secured for our clients in 2026.
£181,798
Average mortgage secured for our clients in 2026.

Why clients trust Hearthstone Mortgages.

Mortgages, but not as you know them;

  • Whole-of-market advice – independent, unrestricted lender access
  • Same-day agreement in principle – get clarity fast, provided we have your full details
  • FCCA, MBA, CeMAP & CeRER qualified team – high-level credentials, real experience
  • Property investors advising property investors – we’ve done it ourselves
  • Specialists in bridging, development & equity release
  • Award-winning, highly reviewed – verified 5-star Google ratings
  • Olympic ambition, real-world results – we aim high, deliver better
  • Film-producer founded – creative, not corporate
  • FCA regulated & transparent – compliance meets clarity

Proud to support the Local Community.

We proudly support:

What our clients think:

Family Income Benefit FAQs.

Local Market Insight For Gerrards Cross

  • Average property price in Gerrards Cross: £1,180,270
  • Detached properties sold for an average of £1,621,260
  • Semi-detached properties averaged £886,000
  • Flats fetched an average of £596,950
  • Prices were 2% up on the previous year and 14% below the 2022 peak of £1,366,669


Source: Rightmove Market Trends, Gerrards Cross.

Meet the Hearthstone Mortgages Team.

The Hearthstone Mortgages team is based in Gerrards Cross and supports clients across Buckinghamshire and West Sussex with clear, whole-of-market mortgage advice.

Ajay Nayyar - Founder and Managing Director

Ajay Nayyar

Founder and CEO

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jordanne Whiley MBE - Office Manager and Senior Adviser

Jordanne Whiley MBE

Office Manager and Senior Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Hardik Patel - Mortgage Adviser

Hardik Patel

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Satbeer Singh - Mortgage Adviser and Lead Accountant

Satbeer Singh

Mortgage Adviser and Lead Accountant

Sukhraj Samra - Mortgage Broker

Sukhraj Samra

Mortgage Broker

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

Jamie Boxall - Specialist Mortgage & Development Finance Adviser

Jamie Boxall

Specialist Mortgage & Development Finance Adviser

Advice is delivered from our Gerrards Cross office and remotely; some advisers are based regionally: Tangmere, Chichester PO20 2FL

Charlotte Grahame - Administrator_Trainee Mortgage Adviser

Charlotte Grahame

Administrator - Trainee Mortgage Adviser

Europa House, Marsham Way Gerrards Cross, SL9 8BQ

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