Your life is your most valuable asset. If the unthinkable should happen, life insurance steps in to make sure those you love are able to enjoy every asset you’ve worked hard to secure. We can advise on the most suitable policy for you.
Life insurance protects the financial security of your loved ones in the event of your death. The lump sum paid by your policy can help cover living expenses, mortgage repayments, debts and other financial obligations losing your income might otherwise threaten.
Knowing your loved ones won’t lose the home you’ve built because you’re no longer there to pay for it makes resting easy, well, easier.
Life insurance can be an essential part of estate planning as you determine the way your assets will be distributed amongst your beneficiaries.
Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.
As per recent statistics, life insurance in the UK averages around £38 per month for a cover of £152,000. However, premiums can start as low as £5 per month for those seeking less cover or for younger families.
It’s highly advisable to get a life insurance policy if your loved ones depend on your income. A life insurance policy can replace your financial contributions or safeguard your family from inheriting your debts.
The ideal time to buy life insurance is when you’re young and healthy because premiums are generally lower. As we age and our health risk increases, life insurance rates tend to rise. Hence, you’ll likely pay less for life insurance at age 25 compared to age 40.
Our friendly advisers are available Monday to Friday, for a no obligation consultation.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Hearthstone Mortgages is a trading name of Hearthstone Advisory Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 945282). Hearthstone Advisory Limited is a company registered in England and Wales (Company Number 10563329) with its registered office at Europa House, Marsham Way, Gerrards Cross, Buckinghamshire, SL9 8BQ. View us on the FCA register. We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
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