Critical coverage for critical times
A long and healthy life is never guaranteed. Thankfully, how well we protect our financial stability in the wake of unanticipated illness is one of the few things we can control. Our team is on hand to provide the advice you need for securing critical illness cover today.
How we help with critical illness cover:
Financial protection in the event of illness
Critical illness cover provides financial protection if you fall victim to a covered illness, and pays out either as a lump sum or regular income. These payments can help you and your family keep up with mortgage payments, bills or other liabilities.
Flexibility of funds
The payments received from critical illness cover can be used however you see fit, providing flexibility to cover expenses like medical treatments not covered by health insurance, rehabilitation treatments, alternative therapies or time off needed to recover.
Comfort and peace of mind
Knowing you have financial protection in place should you be diagnosed with a serious illness lets you worry less and get on living.
Let us find critical illness cover for you
Speak to one of our friendly advisers today, and download your credit report via 'Check my file', to kick start the process.
Product FAQs:
Critical illness cover provides a tax-free lump sum if you’re diagnosed with a condition specified in the policy. This payment aids in affording treatment, paying your mortgage or rent, or making necessary home modifications, such as installing wheelchair access.
Critical illness cover can finance modifications to your home if disability occurs. It’s a valuable provision if you have dependents and state benefits would be insufficient to cover your financial obligations. It offers peace of mind by securing against major health emergencies.
Typically, critical illness policies cover severe, long-term conditions such as heart attacks, strokes, limb loss, or diseases like cancer, multiple sclerosis, and Parkinson’s disease.